Call reports 2009
FIRSTBANK OF ADAMS COUNTY — 2009
What FIRSTBANK OF ADAMS COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 206,954,000 | 211,416,000 | 211,495,000 | 216,977,000 |
| Total loans | 53,821,000 | 55,409,000 | 53,922,000 | 54,821,000 |
| Allowance for loan losses | 974,000 | 1,014,000 | 768,000 | 884,000 |
| Securities available for sale | 56,763,000 | 64,044,000 | 91,390,000 | 89,028,000 |
| Securities held to maturity | 57,323,000 | 54,914,000 | 50,400,000 | 45,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,784,000 | 196,177,000 | 194,935,000 | 199,594,000 |
| Interest-bearing deposits | 166,140,000 | 168,622,000 | 167,681,000 | 171,098,000 |
| Noninterest-bearing deposits | 28,645,000 | 27,555,000 | 27,254,000 | 28,496,000 |
| Equity capital | 11,328,000 | 13,446,000 | 14,980,000 | 15,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,727,000 | 7,158,000 | 9,501,000 |
| Interest expense | 731,000 | 1,422,000 | 2,078,000 | 2,681,000 |
| Net interest income | 1,614,000 | 3,305,000 | 5,080,000 | 6,820,000 |
| Noninterest income | 939,000 | 1,964,000 | 3,019,000 | 4,075,000 |
| Noninterest expense | 1,540,000 | 3,237,000 | 4,885,000 | 6,704,000 |
| Provision for loan losses | 82,000 | 153,000 | 268,000 | 382,000 |
| Pretax income | 931,000 | 1,879,000 | 2,946,000 | 3,809,000 |
| Income tax | 178,000 | 366,000 | 603,000 | 765,000 |
| Net income | 753,000 | 1,513,000 | 2,343,000 | 3,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,226,000 | 12,585,000 | 13,418,000 | 13,368,000 |
| Total capital | 12,216,000 | 13,610,000 | 14,202,000 | 14,263,000 |
| Risk-weighted assets | 86,709,000 | 91,993,000 | 95,542,000 | 98,270,000 |