Call reports 2007
FIRSTBANK OF ADAMS COUNTY — 2007
What FIRSTBANK OF ADAMS COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 129,865,000 | 131,373,000 | 137,790,000 | 140,158,000 |
| Total loans | 28,855,000 | 31,350,000 | 31,158,000 | 34,126,000 |
| Allowance for loan losses | 304,000 | 314,000 | 310,000 | 363,000 |
| Securities available for sale | 34,470,000 | 37,305,000 | 38,849,000 | 37,313,000 |
| Securities held to maturity | 44,601,000 | 50,583,000 | 51,069,000 | 50,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,524,000 | 122,241,000 | 127,930,000 | 129,184,000 |
| Interest-bearing deposits | 91,018,000 | 92,966,000 | 96,501,000 | 99,880,000 |
| Noninterest-bearing deposits | 29,506,000 | 29,274,000 | 31,429,000 | 29,304,000 |
| Equity capital | 8,605,000 | 8,570,000 | 8,747,000 | 9,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,384,000 | 5,218,000 | 7,117,000 |
| Interest expense | 742,000 | 1,566,000 | 2,460,000 | 3,364,000 |
| Net interest income | 882,000 | 1,818,000 | 2,758,000 | 3,753,000 |
| Noninterest income | 695,000 | 1,536,000 | 2,492,000 | 3,449,000 |
| Noninterest expense | 1,275,000 | 2,547,000 | 3,835,000 | 5,154,000 |
| Provision for loan losses | -17,000 | 9,000 | 46,000 | 129,000 |
| Pretax income | 319,000 | 798,000 | 1,369,000 | 1,919,000 |
| Income tax | -7,000 | 36,000 | 114,000 | 186,000 |
| Net income | 326,000 | 762,000 | 1,255,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,350,000 | 8,636,000 | 8,630,000 | 8,908,000 |
| Total capital | 8,660,000 | 8,956,000 | 8,950,000 | 9,280,000 |
| Risk-weighted assets | 50,975,000 | 52,687,000 | 54,303,000 | 56,848,000 |