Call reports 2006
FIRSTBANK OF ADAMS COUNTY — 2006
What FIRSTBANK OF ADAMS COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,535,000 | 119,366,000 | 119,772,000 | 122,641,000 |
| Total loans | 31,902,000 | 32,444,000 | 32,718,000 | 29,874,000 |
| Allowance for loan losses | 339,000 | 321,000 | 336,000 | 330,000 |
| Securities available for sale | 33,854,000 | 32,757,000 | 32,809,000 | 28,680,000 |
| Securities held to maturity | 36,825,000 | 38,210,000 | 37,862,000 | 39,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,282,000 | 110,580,000 | 109,969,000 | 113,161,000 |
| Interest-bearing deposits | 75,934,000 | 82,957,000 | 81,914,000 | 85,619,000 |
| Noninterest-bearing deposits | 27,348,000 | 27,623,000 | 28,055,000 | 27,542,000 |
| Equity capital | 8,373,000 | 8,275,000 | 8,677,000 | 8,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,466,000 | 2,995,000 | 4,600,000 | 6,201,000 |
| Interest expense | 554,000 | 1,148,000 | 1,824,000 | 2,543,000 |
| Net interest income | 912,000 | 1,847,000 | 2,776,000 | 3,658,000 |
| Noninterest income | 674,000 | 1,438,000 | 2,209,000 | 2,972,000 |
| Noninterest expense | 1,219,000 | 2,577,000 | 3,814,000 | 5,035,000 |
| Provision for loan losses | 50,000 | 64,000 | 95,000 | 100,000 |
| Pretax income | 317,000 | 644,000 | 1,076,000 | 1,495,000 |
| Income tax | -5,000 | -8,000 | 32,000 | 40,000 |
| Net income | 322,000 | 652,000 | 1,044,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,191,000 | 8,319,000 | 8,414,000 | 8,524,000 |
| Total capital | 8,539,000 | 8,650,000 | 8,760,000 | 8,860,000 |
| Risk-weighted assets | 50,632,000 | 52,321,000 | 52,235,000 | 50,557,000 |