Call reports 2002
FIRSTBANK OF ADAMS COUNTY — 2002
What FIRSTBANK OF ADAMS COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,064,000 | 70,895,000 | 81,831,000 | 86,414,000 |
| Total loans | 10,810,000 | 9,851,000 | 10,944,000 | 11,435,000 |
| Allowance for loan losses | 141,000 | 133,000 | 139,000 | 143,000 |
| Securities available for sale | 29,555,000 | 33,247,000 | 40,863,000 | 42,555,000 |
| Securities held to maturity | 16,563,000 | 17,919,000 | 18,664,000 | 19,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,481,000 | 63,141,000 | 73,646,000 | 78,443,000 |
| Interest-bearing deposits | 43,408,000 | 43,392,000 | 53,795,000 | 58,346,000 |
| Noninterest-bearing deposits | 16,072,000 | 19,749,000 | 19,851,000 | 20,097,000 |
| Equity capital | 5,951,000 | 6,683,000 | 7,060,000 | 6,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,785,000 | 2,734,000 | 3,753,000 |
| Interest expense | 249,000 | 480,000 | 719,000 | 985,000 |
| Net interest income | 624,000 | 1,305,000 | 2,015,000 | 2,768,000 |
| Noninterest income | 516,000 | 1,109,000 | 1,765,000 | 2,446,000 |
| Noninterest expense | 954,000 | 1,935,000 | 2,966,000 | 4,032,000 |
| Provision for loan losses | 20,000 | 18,000 | 35,000 | 60,000 |
| Pretax income | 166,000 | 461,000 | 779,000 | 1,122,000 |
| Income tax | -10,000 | 3,000 | 16,000 | 36,000 |
| Net income | 176,000 | 458,000 | 763,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,542,000 | 5,870,000 | 5,919,000 | 5,987,000 |
| Total capital | 5,683,000 | 6,003,000 | 6,058,000 | 6,130,000 |
| Risk-weighted assets | 26,890,000 | 27,090,000 | 29,645,000 | 31,129,000 |