Call reports 2001
FIRSTBANK OF ADAMS COUNTY — 2001
What FIRSTBANK OF ADAMS COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,162,000 | 57,255,000 | 60,632,000 | 65,573,000 |
| Total loans | 8,455,000 | 8,475,000 | 9,766,000 | 11,006,000 |
| Allowance for loan losses | 98,000 | 99,000 | 99,000 | 123,000 |
| Securities available for sale | 17,017,000 | 19,967,000 | 26,733,000 | 28,728,000 |
| Securities held to maturity | 18,534,000 | 18,921,000 | 15,057,000 | 16,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,543,000 | 48,379,000 | 51,272,000 | 54,038,000 |
| Interest-bearing deposits | 32,123,000 | 34,464,000 | 36,734,000 | 39,466,000 |
| Noninterest-bearing deposits | 13,420,000 | 13,915,000 | 14,538,000 | 14,572,000 |
| Equity capital | 4,891,000 | 5,249,000 | 5,663,000 | 5,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,535,000 | 2,352,000 | 3,238,000 |
| Interest expense | 346,000 | 707,000 | 1,028,000 | 1,302,000 |
| Net interest income | 382,000 | 828,000 | 1,324,000 | 1,936,000 |
| Noninterest income | 469,000 | 1,010,000 | 1,584,000 | 2,162,000 |
| Noninterest expense | 801,000 | 1,758,000 | 2,744,000 | 3,815,000 |
| Provision for loan losses | 27,000 | 40,000 | 53,000 | 96,000 |
| Pretax income | 23,000 | 40,000 | 111,000 | 187,000 |
| Income tax | -38,000 | -78,000 | -104,000 | -184,000 |
| Net income | 61,000 | 118,000 | 215,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,077,000 | 4,479,000 | 4,921,000 | 5,321,000 |
| Total capital | 4,175,000 | 4,578,000 | 5,020,000 | 5,444,000 |
| Risk-weighted assets | 24,283,000 | 25,783,000 | 27,395,000 | 28,678,000 |