Call reports 2020
FARMERS STATE BANK OF WATKINS — 2020
What FARMERS STATE BANK OF WATKINS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 44,969,000 |
| Total loans | 21,090,000 |
| Allowance for loan losses | 325,000 |
| Securities available for sale | 13,608,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 39,140,000 |
| Interest-bearing deposits | 30,659,000 |
| Noninterest-bearing deposits | 8,481,000 |
| Equity capital | 5,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 427,000 |
| Interest expense | 40,000 |
| Net interest income | 387,000 |
| Noninterest income | 63,000 |
| Noninterest expense | 518,000 |
| Provision for loan losses | 79,000 |
| Pretax income | -132,000 |
| Income tax | 0 |
| Net income | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 5,246,000 |
| Total capital | 5,551,000 |
| Risk-weighted assets | 24,384,000 |