Call reports 2017
FARMERS STATE BANK OF WATKINS — 2017
What FARMERS STATE BANK OF WATKINS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 43,986,000 | 43,359,000 | 43,820,000 | 46,185,000 |
| Total loans | 19,722,000 | 20,423,000 | 20,600,000 | 20,310,000 |
| Allowance for loan losses | 282,000 | 268,000 | 267,000 | 252,000 |
| Securities available for sale | 14,145,000 | 15,384,000 | 14,910,000 | 15,345,000 |
| Securities held to maturity | 1,177,000 | 1,175,000 | 1,173,000 | 1,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,586,000 | 37,789,000 | 38,211,000 | 40,693,000 |
| Interest-bearing deposits | 30,869,000 | 30,988,000 | 30,879,000 | 31,052,000 |
| Noninterest-bearing deposits | 7,717,000 | 6,801,000 | 7,332,000 | 9,641,000 |
| Equity capital | 5,113,000 | 5,247,000 | 5,251,000 | 5,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 740,000 | 1,123,000 | 1,513,000 |
| Interest expense | 25,000 | 52,000 | 78,000 | 105,000 |
| Net interest income | 337,000 | 688,000 | 1,045,000 | 1,408,000 |
| Noninterest income | 67,000 | 134,000 | 195,000 | 266,000 |
| Noninterest expense | 256,000 | 566,000 | 848,000 | 1,139,000 |
| Provision for loan losses | 9,000 | 15,000 | 24,000 | 40,000 |
| Pretax income | 139,000 | 241,000 | 380,000 | 507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 241,000 | 380,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,229,000 | 5,210,000 | 5,290,000 | 5,413,000 |
| Total capital | 5,511,000 | 5,478,000 | 5,557,000 | 5,665,000 |
| Risk-weighted assets | 24,091,000 | 24,477,000 | 24,761,000 | 25,103,000 |