Call reports 2013
FARMERS STATE BANK OF WATKINS — 2013
What FARMERS STATE BANK OF WATKINS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,239,000 | 39,929,000 | 40,169,000 | 40,712,000 |
| Total loans | 18,450,000 | 20,438,000 | 20,457,000 | 19,958,000 |
| Allowance for loan losses | 244,000 | 250,000 | 259,000 | 268,000 |
| Securities available for sale | 11,617,000 | 11,399,000 | 11,679,000 | 12,703,000 |
| Securities held to maturity | 2,355,000 | 2,151,000 | 2,147,000 | 2,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,839,000 | 34,649,000 | 34,806,000 | 35,241,000 |
| Interest-bearing deposits | 29,461,000 | 29,902,000 | 28,951,000 | 28,478,000 |
| Noninterest-bearing deposits | 5,378,000 | 4,747,000 | 5,855,000 | 6,763,000 |
| Equity capital | 5,128,000 | 4,981,000 | 5,035,000 | 5,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 763,000 | 1,154,000 | 1,561,000 |
| Interest expense | 42,000 | 78,000 | 113,000 | 145,000 |
| Net interest income | 335,000 | 685,000 | 1,041,000 | 1,416,000 |
| Noninterest income | 66,000 | 118,000 | 182,000 | 248,000 |
| Noninterest expense | 267,000 | 528,000 | 779,000 | 1,064,000 |
| Provision for loan losses | 6,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 128,000 | 260,000 | 421,000 | 570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 260,000 | 421,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,896,000 | 4,922,000 | 5,027,000 | 5,177,000 |
| Total capital | 5,140,000 | 5,172,000 | 5,286,000 | 5,445,000 |
| Risk-weighted assets | 23,639,000 | 24,613,000 | 24,444,000 | 24,704,000 |