Call reports 2012
FARMERS STATE BANK OF WATKINS — 2012
What FARMERS STATE BANK OF WATKINS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,572,000 | 37,440,000 | 38,850,000 | 39,101,000 |
| Total loans | 18,882,000 | 19,800,000 | 19,481,000 | 18,553,000 |
| Allowance for loan losses | 217,000 | 231,000 | 229,000 | 237,000 |
| Securities available for sale | 11,768,000 | 12,131,000 | 11,595,000 | 11,725,000 |
| Securities held to maturity | 2,517,000 | 2,513,000 | 2,509,000 | 2,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,199,000 | 31,967,000 | 33,185,000 | 33,559,000 |
| Interest-bearing deposits | 27,256,000 | 27,560,000 | 27,693,000 | 27,963,000 |
| Noninterest-bearing deposits | 4,943,000 | 4,407,000 | 5,492,000 | 5,596,000 |
| Equity capital | 5,053,000 | 5,120,000 | 5,295,000 | 5,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 837,000 | 1,253,000 | 1,646,000 |
| Interest expense | 53,000 | 102,000 | 148,000 | 193,000 |
| Net interest income | 364,000 | 735,000 | 1,105,000 | 1,453,000 |
| Noninterest income | 61,000 | 109,000 | 156,000 | 219,000 |
| Noninterest expense | 244,000 | 496,000 | 745,000 | 1,015,000 |
| Provision for loan losses | 8,000 | 24,000 | 32,000 | 44,000 |
| Pretax income | 173,000 | 324,000 | 484,000 | 613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 324,000 | 484,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,866,000 | 4,931,000 | 5,049,000 | 5,096,000 |
| Total capital | 5,083,000 | 5,162,000 | 5,278,000 | 5,333,000 |
| Risk-weighted assets | 23,438,000 | 23,553,000 | 24,086,000 | 23,603,000 |