Call reports 2011
FARMERS STATE BANK OF WATKINS — 2011
What FARMERS STATE BANK OF WATKINS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,061,000 | 36,202,000 | 36,813,000 | 37,707,000 |
| Total loans | 19,481,000 | 20,988,000 | 19,280,000 | 18,620,000 |
| Allowance for loan losses | 229,000 | 213,000 | 222,000 | 213,000 |
| Securities available for sale | 7,692,000 | 8,362,000 | 8,984,000 | 11,147,000 |
| Securities held to maturity | 2,801,000 | 2,858,000 | 3,056,000 | 2,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,783,000 | 30,743,000 | 31,186,000 | 32,146,000 |
| Interest-bearing deposits | 26,513,000 | 26,825,000 | 26,771,000 | 26,957,000 |
| Noninterest-bearing deposits | 4,270,000 | 3,918,000 | 4,415,000 | 5,189,000 |
| Equity capital | 4,897,000 | 5,055,000 | 5,203,000 | 5,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 857,000 | 1,311,000 | 1,720,000 |
| Interest expense | 73,000 | 141,000 | 207,000 | 264,000 |
| Net interest income | 339,000 | 716,000 | 1,104,000 | 1,456,000 |
| Noninterest income | 51,000 | 92,000 | 151,000 | 263,000 |
| Noninterest expense | 250,000 | 501,000 | 760,000 | 1,066,000 |
| Provision for loan losses | 7,000 | 40,000 | 47,000 | 60,000 |
| Pretax income | 133,000 | 267,000 | 448,000 | 593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 267,000 | 448,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,724,000 | 4,804,000 | 4,960,000 | 5,078,000 |
| Total capital | 4,953,000 | 5,017,000 | 5,182,000 | 5,291,000 |
| Risk-weighted assets | 25,398,000 | 25,592,000 | 23,340,000 | 23,565,000 |