Call reports 2001
FARMERS STATE BANK OF WATKINS — 2001
What FARMERS STATE BANK OF WATKINS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,865,000 | 25,480,000 | 25,852,000 | 27,083,000 |
| Total loans | 14,308,000 | 14,386,000 | 14,474,000 | 13,680,000 |
| Allowance for loan losses | 188,000 | 189,000 | 188,000 | 188,000 |
| Securities available for sale | 4,910,000 | 4,878,000 | 4,935,000 | 4,731,000 |
| Securities held to maturity | 2,572,000 | 2,412,000 | 2,399,000 | 2,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,543,000 | 21,037,000 | 21,236,000 | 22,554,000 |
| Interest-bearing deposits | 18,343,000 | 18,389,000 | 18,578,000 | 19,196,000 |
| Noninterest-bearing deposits | 2,200,000 | 2,648,000 | 2,658,000 | 3,358,000 |
| Equity capital | 3,794,000 | 3,843,000 | 3,994,000 | 4,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 989,000 | 1,482,000 | 1,949,000 |
| Interest expense | 224,000 | 450,000 | 670,000 | 873,000 |
| Net interest income | 264,000 | 539,000 | 812,000 | 1,076,000 |
| Noninterest income | 47,000 | 89,000 | 128,000 | 178,000 |
| Noninterest expense | 202,000 | 398,000 | 607,000 | 833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 230,000 | 333,000 | 421,000 |
| Income tax | 14,000 | 29,000 | 3,000 | 5,000 |
| Net income | 95,000 | 201,000 | 330,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,681,000 | 3,710,000 | 3,782,000 | 3,843,000 |
| Total capital | 3,869,000 | 3,899,000 | 3,970,000 | 4,031,000 |
| Risk-weighted assets | 18,554,000 | 18,971,000 | 19,308,000 | 18,928,000 |