Call reports 2016
TS BANK — 2016
What TS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 297,164,000 | 324,766,000 | 419,619,000 | 441,498,000 |
| Total loans | 97,019,000 | 101,974,000 | 145,460,000 | 141,136,000 |
| Allowance for loan losses | 1,670,000 | 736,000 | 1,505,000 | 1,373,000 |
| Securities available for sale | 159,470,000 | 153,857,000 | 220,232,000 | 238,644,000 |
| Securities held to maturity | 921,000 | 865,000 | 831,000 | 792,000 |
| Trading assets | 753,000 | 801,000 | 385,000 | 340,000 |
| Total deposits | 241,124,000 | 277,704,000 | 336,158,000 | 376,157,000 |
| Interest-bearing deposits | 212,187,000 | 246,142,000 | 287,292,000 | 319,889,000 |
| Noninterest-bearing deposits | 28,937,000 | 31,562,000 | 48,866,000 | 56,268,000 |
| Equity capital | 26,314,000 | 31,597,000 | 41,213,000 | 32,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,051,000 | 5,964,000 | 9,823,000 | 13,682,000 |
| Interest expense | 467,000 | 931,000 | 1,594,000 | 2,272,000 |
| Net interest income | 2,584,000 | 5,033,000 | 8,229,000 | 11,410,000 |
| Noninterest income | 343,000 | 870,000 | 1,257,000 | 1,909,000 |
| Noninterest expense | 2,840,000 | 5,666,000 | 8,736,000 | 14,277,000 |
| Provision for loan losses | 860,000 | 1,780,000 | 2,540,000 | 3,385,000 |
| Pretax income | 410,000 | 1,377,000 | 4,121,000 | 1,587,000 |
| Income tax | -241,000 | -224,000 | 347,000 | -986,000 |
| Net income | 651,000 | 1,601,000 | 3,774,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,773,000 | 25,723,000 | 38,804,000 | 36,255,000 |
| Total capital | 26,443,000 | 26,459,000 | 40,309,000 | 37,628,000 |
| Risk-weighted assets | 202,317,000 | 212,875,000 | 317,239,000 | 309,491,000 |