Call reports 2015
TS BANK — 2015
What TS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 281,268,000 | 301,816,000 | 323,173,000 | 290,876,000 |
| Total loans | 80,147,000 | 80,849,000 | 91,263,000 | 88,681,000 |
| Allowance for loan losses | 1,002,000 | 1,144,000 | 1,238,000 | 1,229,000 |
| Securities available for sale | 172,396,000 | 188,483,000 | 191,158,000 | 159,378,000 |
| Securities held to maturity | 1,159,000 | 1,115,000 | 1,061,000 | 1,021,000 |
| Trading assets | 781,000 | 718,000 | 809,000 | 804,000 |
| Total deposits | 229,770,000 | 231,311,000 | 247,031,000 | 254,478,000 |
| Interest-bearing deposits | 200,025,000 | 202,128,000 | 217,130,000 | 220,132,000 |
| Noninterest-bearing deposits | 29,745,000 | 29,183,000 | 29,901,000 | 34,346,000 |
| Equity capital | 23,509,000 | 21,703,000 | 23,721,000 | 25,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,706,000 | 5,581,000 | 8,599,000 | 11,487,000 |
| Interest expense | 558,000 | 1,067,000 | 1,625,000 | 2,113,000 |
| Net interest income | 2,148,000 | 4,514,000 | 6,974,000 | 9,374,000 |
| Noninterest income | 401,000 | 770,000 | 1,274,000 | 1,705,000 |
| Noninterest expense | 3,052,000 | 5,263,000 | 7,620,000 | 10,859,000 |
| Provision for loan losses | 0 | 170,000 | 275,000 | 965,000 |
| Pretax income | 4,846,000 | 5,075,000 | 6,007,000 | 5,710,000 |
| Income tax | 1,463,000 | 1,146,000 | 1,059,000 | 543,000 |
| Net income | 3,383,000 | 3,929,000 | 4,948,000 | 5,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,082,000 | 23,127,000 | 24,646,000 | 24,122,000 |
| Total capital | 24,084,000 | 24,271,000 | 25,884,000 | 25,351,000 |
| Risk-weighted assets | 156,912,000 | 178,347,000 | 196,463,000 | 183,710,000 |