Call reports 2014
TS BANK — 2014
What TS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 307,257,000 | 295,901,000 | 289,326,000 | 284,884,000 |
| Total loans | 85,639,000 | 77,063,000 | 77,512,000 | 78,576,000 |
| Allowance for loan losses | 836,000 | 854,000 | 998,000 | 1,123,000 |
| Securities available for sale | 180,312,000 | 191,736,000 | 180,222,000 | 171,438,000 |
| Securities held to maturity | 2,615,000 | 2,534,000 | 2,444,000 | 2,370,000 |
| Trading assets | 632,000 | 661,000 | 671,000 | 735,000 |
| Total deposits | 261,958,000 | 236,535,000 | 237,258,000 | 234,851,000 |
| Interest-bearing deposits | 230,791,000 | 203,678,000 | 205,911,000 | 205,211,000 |
| Noninterest-bearing deposits | 31,167,000 | 32,857,000 | 31,347,000 | 29,640,000 |
| Equity capital | 21,174,000 | 25,282,000 | 26,978,000 | 27,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,779,000 | 8,507,000 | 10,966,000 |
| Interest expense | 566,000 | 1,119,000 | 1,695,000 | 2,172,000 |
| Net interest income | 2,311,000 | 4,660,000 | 6,812,000 | 8,794,000 |
| Noninterest income | 421,000 | 816,000 | 1,176,000 | 2,526,000 |
| Noninterest expense | 2,187,000 | 4,282,000 | 6,476,000 | 8,334,000 |
| Provision for loan losses | 290,000 | 395,000 | 500,000 | 500,000 |
| Pretax income | 370,000 | 1,102,000 | 1,392,000 | 3,722,000 |
| Income tax | -201,000 | -414,000 | -721,000 | -262,000 |
| Net income | 571,000 | 1,516,000 | 2,113,000 | 3,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,244,000 | 24,188,000 | 24,036,000 | 23,657,000 |
| Total capital | 24,080,000 | 25,042,000 | 25,034,000 | 24,780,000 |
| Risk-weighted assets | 173,758,000 | 165,492,000 | 169,146,000 | 166,709,000 |