Call reports 2013
TS BANK — 2013
What TS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 263,316,000 | 263,870,000 | 291,850,000 | 286,124,000 |
| Total loans | 80,473,000 | 89,788,000 | 90,448,000 | 92,466,000 |
| Allowance for loan losses | 1,187,000 | 1,308,000 | 1,400,000 | 755,000 |
| Securities available for sale | 143,240,000 | 146,232,000 | 158,247,000 | 153,934,000 |
| Securities held to maturity | 3,019,000 | 2,902,000 | 2,786,000 | 2,679,000 |
| Trading assets | 12,712,000 | 761,000 | 643,000 | 565,000 |
| Total deposits | 211,008,000 | 220,737,000 | 251,352,000 | 244,623,000 |
| Interest-bearing deposits | 185,190,000 | 196,585,000 | 219,218,000 | 215,024,000 |
| Noninterest-bearing deposits | 25,818,000 | 24,152,000 | 32,134,000 | 29,599,000 |
| Equity capital | 23,788,000 | 17,183,000 | 15,161,000 | 17,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,390,000 | 7,916,000 | 10,616,000 |
| Interest expense | 569,000 | 1,107,000 | 1,651,000 | 2,243,000 |
| Net interest income | 2,125,000 | 4,283,000 | 6,265,000 | 8,373,000 |
| Noninterest income | -617,000 | -292,000 | -59,000 | 228,000 |
| Noninterest expense | 1,885,000 | 3,791,000 | 5,761,000 | 7,635,000 |
| Provision for loan losses | 175,000 | 300,000 | 415,000 | 550,000 |
| Pretax income | 1,940,000 | 2,429,000 | 2,559,000 | 3,053,000 |
| Income tax | 435,000 | 303,000 | 80,000 | -96,000 |
| Net income | 1,505,000 | 2,126,000 | 2,479,000 | 3,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,077,000 | 21,448,000 | 21,801,000 | 22,671,000 |
| Total capital | 23,970,000 | 22,757,000 | 23,202,000 | 23,427,000 |
| Risk-weighted assets | 142,349,000 | 157,407,000 | 167,226,000 | 171,486,000 |