Call reports 2010
TS BANK — 2010
What TS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 180,904,000 | 185,518,000 | 185,230,000 | 198,733,000 |
| Total loans | 54,969,000 | 65,962,000 | 75,239,000 | 75,038,000 |
| Allowance for loan losses | 978,000 | 689,000 | 1,314,000 | 981,000 |
| Securities available for sale | 77,462,000 | 68,508,000 | 63,668,000 | 85,191,000 |
| Securities held to maturity | 33,174,000 | 31,668,000 | 27,800,000 | 17,054,000 |
| Trading assets | 3,540,000 | 7,095,000 | 6,334,000 | 8,427,000 |
| Total deposits | 133,837,000 | 132,153,000 | 134,663,000 | 146,713,000 |
| Interest-bearing deposits | 116,772,000 | 117,096,000 | 119,303,000 | 128,572,000 |
| Noninterest-bearing deposits | 17,065,000 | 15,057,000 | 15,360,000 | 18,141,000 |
| Equity capital | 15,686,000 | 15,209,000 | 16,468,000 | 14,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,123,000 | 9,005,000 | 11,846,000 |
| Interest expense | 857,000 | 1,821,000 | 2,622,000 | 3,412,000 |
| Net interest income | 2,386,000 | 4,302,000 | 6,383,000 | 8,434,000 |
| Noninterest income | -119,000 | 241,000 | 1,143,000 | 506,000 |
| Noninterest expense | 1,469,000 | 2,795,000 | 4,391,000 | 5,919,000 |
| Provision for loan losses | 0 | 190,000 | 875,000 | 543,000 |
| Pretax income | 881,000 | 2,089,000 | 3,036,000 | 4,620,000 |
| Income tax | 238,000 | 428,000 | 436,000 | 935,000 |
| Net income | 643,000 | 1,661,000 | 2,600,000 | 3,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,978,000 | 15,307,000 | 15,278,000 | 16,088,000 |
| Total capital | 15,956,000 | 15,996,000 | 16,593,000 | 17,070,000 |
| Risk-weighted assets | 102,110,000 | 108,601,000 | 112,963,000 | 119,251,000 |