Call reports 2009
TS BANK — 2009
What TS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 152,331,000 | 161,672,000 | 181,075,000 | 187,428,000 |
| Total loans | 56,585,000 | 55,452,000 | 54,464,000 | 54,186,000 |
| Allowance for loan losses | 405,000 | 610,000 | 485,000 | 952,000 |
| Securities available for sale | 44,193,000 | 53,717,000 | 74,935,000 | 79,685,000 |
| Securities held to maturity | 30,374,000 | 35,643,000 | 35,660,000 | 34,517,000 |
| Trading assets | 1,887,000 | 1,801,000 | 2,894,000 | 7,212,000 |
| Total deposits | 118,435,000 | 120,608,000 | 134,681,000 | 141,575,000 |
| Interest-bearing deposits | 105,673,000 | 107,356,000 | 121,411,000 | 122,769,000 |
| Noninterest-bearing deposits | 12,762,000 | 13,252,000 | 13,270,000 | 18,806,000 |
| Equity capital | 9,515,000 | 11,794,000 | 16,101,000 | 15,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 5,277,000 | 8,578,000 | 12,033,000 |
| Interest expense | 575,000 | 1,245,000 | 2,131,000 | 3,046,000 |
| Net interest income | 1,794,000 | 4,032,000 | 6,447,000 | 8,987,000 |
| Noninterest income | 397,000 | 1,049,000 | 1,411,000 | 2,135,000 |
| Noninterest expense | 1,048,000 | 2,820,000 | 4,318,000 | 5,625,000 |
| Provision for loan losses | 120,000 | 345,000 | 345,000 | 820,000 |
| Pretax income | 1,371,000 | 2,439,000 | 3,776,000 | 5,629,000 |
| Income tax | 428,000 | 625,000 | 830,000 | 1,591,000 |
| Net income | 943,000 | 1,814,000 | 2,946,000 | 4,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,750,000 | 11,230,000 | 13,377,000 | 14,327,000 |
| Total capital | 9,155,000 | 11,840,000 | 13,862,000 | 15,279,000 |
| Risk-weighted assets | 87,840,000 | 90,405,000 | 94,135,000 | 97,609,000 |