Call reports 2008
TS BANK — 2008
What TS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 92,885,000 | 94,729,000 | 94,811,000 | 119,301,000 |
| Total loans | 51,051,000 | 51,274,000 | 52,700,000 | 53,670,000 |
| Allowance for loan losses | 336,000 | 396,000 | 415,000 | 426,000 |
| Securities available for sale | 33,086,000 | 35,355,000 | 28,824,000 | 41,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 14,504,000 |
| Trading assets | 0 | 0 | 0 | 1,977,000 |
| Total deposits | 64,890,000 | 66,831,000 | 67,602,000 | 74,925,000 |
| Interest-bearing deposits | 54,176,000 | 55,655,000 | 56,701,000 | 62,343,000 |
| Noninterest-bearing deposits | 10,714,000 | 11,176,000 | 10,901,000 | 12,582,000 |
| Equity capital | 8,174,000 | 7,646,000 | 7,956,000 | 7,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,920,000 | 4,389,000 | 6,121,000 |
| Interest expense | 594,000 | 1,122,000 | 1,634,000 | 2,154,000 |
| Net interest income | 839,000 | 1,798,000 | 2,755,000 | 3,967,000 |
| Noninterest income | 268,000 | 566,000 | 956,000 | 1,238,000 |
| Noninterest expense | 890,000 | 1,830,000 | 2,836,000 | 4,200,000 |
| Provision for loan losses | 80,000 | 150,000 | 230,000 | 250,000 |
| Pretax income | 152,000 | 392,000 | 569,000 | 767,000 |
| Income tax | 0 | 0 | 0 | 192,000 |
| Net income | 152,000 | 392,000 | 569,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,249,000 | 7,524,000 | 7,650,000 | 6,969,000 |
| Total capital | 7,585,000 | 7,920,000 | 8,065,000 | 7,395,000 |
| Risk-weighted assets | 58,633,000 | 61,058,000 | 62,770,000 | 71,565,000 |