Call reports 2007
TS BANK — 2007
What TS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 70,356,000 | 80,262,000 | 85,326,000 | 91,824,000 |
| Total loans | 44,118,000 | 45,340,000 | 48,404,000 | 49,899,000 |
| Allowance for loan losses | 313,000 | 306,000 | 293,000 | 270,000 |
| Securities available for sale | 19,705,000 | 27,080,000 | 28,400,000 | 33,510,000 |
| Securities held to maturity | 35,000 | 15,000 | 15,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,567,000 | 64,475,000 | 68,096,000 | 62,835,000 |
| Interest-bearing deposits | 47,832,000 | 56,001,000 | 58,350,000 | 52,091,000 |
| Noninterest-bearing deposits | 9,735,000 | 8,474,000 | 9,746,000 | 10,744,000 |
| Equity capital | 5,680,000 | 5,743,000 | 6,616,000 | 7,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,311,000 | 3,661,000 | 4,954,000 |
| Interest expense | 443,000 | 1,052,000 | 1,698,000 | 2,363,000 |
| Net interest income | 571,000 | 1,259,000 | 1,963,000 | 2,591,000 |
| Noninterest income | 208,000 | 398,000 | 673,000 | 986,000 |
| Noninterest expense | 814,000 | 1,605,000 | 2,367,000 | 3,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -119,000 | -38,000 | 179,000 | 294,000 |
| Income tax | 0 | 0 | 0 | 51,000 |
| Net income | -119,000 | -38,000 | 179,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,555,000 | 6,394,000 | 6,694,000 | 7,065,000 |
| Total capital | 5,868,000 | 6,700,000 | 6,987,000 | 7,335,000 |
| Risk-weighted assets | 47,587,000 | 51,270,000 | 54,231,000 | 56,424,000 |