Call reports 2005
TS BANK — 2005
What TS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,505,000 | 58,721,000 | 60,168,000 | 60,377,000 |
| Total loans | 31,236,000 | 33,187,000 | 34,808,000 | 38,302,000 |
| Allowance for loan losses | 373,000 | 372,000 | 365,000 | 365,000 |
| Securities available for sale | 12,754,000 | 12,498,000 | 12,245,000 | 10,923,000 |
| Securities held to maturity | 115,000 | 95,000 | 95,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,613,000 | 48,542,000 | 50,037,000 | 49,477,000 |
| Interest-bearing deposits | 40,095,000 | 42,066,000 | 43,727,000 | 40,598,000 |
| Noninterest-bearing deposits | 7,518,000 | 6,476,000 | 6,310,000 | 8,879,000 |
| Equity capital | 4,964,000 | 5,019,000 | 4,965,000 | 4,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,359,000 | 2,101,000 | 2,905,000 |
| Interest expense | 247,000 | 481,000 | 746,000 | 1,011,000 |
| Net interest income | 401,000 | 878,000 | 1,355,000 | 1,894,000 |
| Noninterest income | 61,000 | 138,000 | 252,000 | 365,000 |
| Noninterest expense | 511,000 | 1,023,000 | 1,572,000 | 2,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -49,000 | -11,000 | 37,000 | -76,000 |
| Income tax | 0 | 0 | 0 | -63,000 |
| Net income | -49,000 | -11,000 | 37,000 | -13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,010,000 | 5,014,000 | 4,840,000 | 4,768,000 |
| Total capital | 5,383,000 | 5,386,000 | 4,840,000 | 5,133,000 |
| Risk-weighted assets | 34,405,000 | 36,679,000 | 38,567,000 | 43,616,000 |