Call reports 2004
TS BANK — 2004
What TS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 48,938,000 | 51,395,000 | 49,635,000 | 54,119,000 |
| Total loans | 25,722,000 | 28,490,000 | 30,337,000 | 31,215,000 |
| Allowance for loan losses | 383,000 | 383,000 | 384,000 | 380,000 |
| Securities available for sale | 12,268,000 | 11,035,000 | 9,719,000 | 8,598,000 |
| Securities held to maturity | 155,000 | 135,000 | 135,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,322,000 | 42,582,000 | 40,342,000 | 45,838,000 |
| Interest-bearing deposits | 38,123,000 | 37,863,000 | 34,906,000 | 38,835,000 |
| Noninterest-bearing deposits | 5,199,000 | 4,719,000 | 5,436,000 | 7,003,000 |
| Equity capital | 3,478,000 | 3,319,000 | 3,417,000 | 3,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,194,000 | 1,840,000 | 2,495,000 |
| Interest expense | 196,000 | 397,000 | 617,000 | 838,000 |
| Net interest income | 387,000 | 797,000 | 1,223,000 | 1,657,000 |
| Noninterest income | 82,000 | 158,000 | 218,000 | 272,000 |
| Noninterest expense | 431,000 | 858,000 | 1,297,000 | 1,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 97,000 | 168,000 | 199,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | 38,000 | 97,000 | 168,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,251,000 | 3,276,000 | 3,313,000 | 3,293,000 |
| Total capital | 3,633,000 | 3,659,000 | 3,697,000 | 3,673,000 |
| Risk-weighted assets | 30,520,000 | 32,727,000 | 33,023,000 | 33,547,000 |