Call reports 2003
TS BANK — 2003
What TS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 45,586,000 | 48,638,000 | 46,924,000 | 50,460,000 |
| Total loans | 22,616,000 | 22,765,000 | 23,784,000 | 24,025,000 |
| Allowance for loan losses | 407,000 | 408,000 | 392,000 | 389,000 |
| Securities available for sale | 12,470,000 | 12,138,000 | 13,892,000 | 11,132,000 |
| Securities held to maturity | 195,000 | 175,000 | 175,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,619,000 | 43,882,000 | 42,392,000 | 44,902,000 |
| Interest-bearing deposits | 37,089,000 | 39,350,000 | 37,637,000 | 37,756,000 |
| Noninterest-bearing deposits | 4,530,000 | 4,532,000 | 4,755,000 | 7,146,000 |
| Equity capital | 3,448,000 | 3,536,000 | 3,439,000 | 3,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,227,000 | 1,826,000 | 2,440,000 |
| Interest expense | 228,000 | 461,000 | 676,000 | 880,000 |
| Net interest income | 395,000 | 766,000 | 1,150,000 | 1,560,000 |
| Noninterest income | 79,000 | 153,000 | 243,000 | 323,000 |
| Noninterest expense | 383,000 | 752,000 | 1,138,000 | 1,565,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 89,000 | 177,000 | 263,000 |
| Income tax | 1,000 | 4,000 | 31,000 | 30,000 |
| Net income | 12,000 | 85,000 | 146,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,128,000 | 3,167,000 | 3,194,000 | 3,247,000 |
| Total capital | 3,480,000 | 3,532,000 | 3,564,000 | 3,619,000 |
| Risk-weighted assets | 28,095,000 | 29,151,000 | 29,580,000 | 29,781,000 |