Call reports 2002
TS BANK — 2002
What TS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,984,000 | 43,395,000 | 42,905,000 | 44,148,000 |
| Total loans | 22,841,000 | 23,130,000 | 23,452,000 | 23,395,000 |
| Allowance for loan losses | 439,000 | 433,000 | 433,000 | 434,000 |
| Securities available for sale | 16,521,000 | 16,083,000 | 15,087,000 | 14,280,000 |
| Securities held to maturity | 242,000 | 222,000 | 222,000 | 195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,496,000 | 39,625,000 | 38,972,000 | 40,073,000 |
| Interest-bearing deposits | 35,791,000 | 35,347,000 | 34,572,000 | 34,638,000 |
| Noninterest-bearing deposits | 4,705,000 | 4,278,000 | 4,400,000 | 5,435,000 |
| Equity capital | 3,040,000 | 3,252,000 | 3,369,000 | 3,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,400,000 | 2,089,000 | 2,768,000 |
| Interest expense | 284,000 | 554,000 | 820,000 | 1,067,000 |
| Net interest income | 445,000 | 846,000 | 1,269,000 | 1,701,000 |
| Noninterest income | 83,000 | 161,000 | 250,000 | 327,000 |
| Noninterest expense | 351,000 | 709,000 | 1,088,000 | 1,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 298,000 | 431,000 | 536,000 |
| Income tax | 51,000 | 82,000 | 113,000 | 140,000 |
| Net income | 126,000 | 216,000 | 318,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,982,000 | 3,038,000 | 3,106,000 | 3,150,000 |
| Total capital | 3,339,000 | 3,396,000 | 3,462,000 | 3,512,000 |
| Risk-weighted assets | 28,479,000 | 28,526,000 | 28,370,000 | 28,851,000 |