Call reports 2026
FOCUS BANK — 2026
What FOCUS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 885,782,000 | 854,141,000 |
| Total loans | 707,664,000 | 712,988,000 |
| Allowance for loan losses | 8,599,000 | 8,599,000 |
| Securities available for sale | 66,217,000 | 64,826,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 696,064,000 | 679,759,000 |
| Interest-bearing deposits | 574,884,000 | 562,473,000 |
| Noninterest-bearing deposits | 121,180,000 | 117,286,000 |
| Equity capital | 101,874,000 | 103,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,240,000 | 26,483,000 |
| Interest expense | 4,163,000 | 8,012,000 |
| Net interest income | 9,077,000 | 18,471,000 |
| Noninterest income | 1,488,000 | 3,150,000 |
| Noninterest expense | 6,917,000 | 13,934,000 |
| Provision for loan losses | 268,000 | 379,000 |
| Pretax income | 3,315,000 | 7,282,000 |
| Income tax | 0 | 0 |
| Net income | 3,315,000 | 7,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 106,497,000 | 108,465,000 |