Call reports 2023
FOCUS BANK — 2023
What FOCUS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 791,399,000 | 803,501,000 | 818,098,000 | 817,675,000 |
| Total loans | 657,266,000 | 674,438,000 | 682,080,000 | 682,694,000 |
| Allowance for loan losses | 7,152,000 | 7,095,000 | 7,098,000 | 7,094,000 |
| Securities available for sale | 68,852,000 | 67,113,000 | 64,989,000 | 67,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,640,000 | 625,401,000 | 612,979,000 | 626,207,000 |
| Interest-bearing deposits | 476,155,000 | 468,622,000 | 469,280,000 | 483,312,000 |
| Noninterest-bearing deposits | 160,485,000 | 156,779,000 | 143,699,000 | 142,895,000 |
| Equity capital | 88,451,000 | 88,064,000 | 88,312,000 | 92,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,009,000 | 18,880,000 | 29,605,000 | 40,710,000 |
| Interest expense | 1,485,000 | 3,690,000 | 6,669,000 | 10,071,000 |
| Net interest income | 7,524,000 | 15,190,000 | 22,936,000 | 30,639,000 |
| Noninterest income | 1,231,000 | 2,543,000 | 4,103,000 | 5,352,000 |
| Noninterest expense | 5,971,000 | 11,975,000 | 18,196,000 | 24,536,000 |
| Provision for loan losses | 71,000 | 132,000 | 225,000 | 454,000 |
| Pretax income | 2,713,000 | 5,626,000 | 8,618,000 | 11,031,000 |
| Income tax | 0 | 0 | 0 | -7,000 |
| Net income | 2,713,000 | 5,626,000 | 8,618,000 | 11,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,323,000 | 96,986,000 | 98,728,000 | 100,148,000 |
Machine access — free, no API key
Every figure shown here about FOCUS BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.