Call reports 2018
FOCUS BANK — 2018
What FOCUS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 783,271,000 | 776,818,000 | 746,062,000 | 738,397,000 |
| Total loans | 653,952,000 | 657,496,000 | 638,365,000 | 626,751,000 |
| Allowance for loan losses | 8,121,000 | 8,005,000 | 7,791,000 | 7,785,000 |
| Securities available for sale | 46,027,000 | 46,515,000 | 46,044,000 | 47,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,867,000 | 586,190,000 | 564,741,000 | 560,272,000 |
| Interest-bearing deposits | 500,106,000 | 494,815,000 | 479,084,000 | 471,717,000 |
| Noninterest-bearing deposits | 93,761,000 | 91,375,000 | 85,657,000 | 88,555,000 |
| Equity capital | 79,534,000 | 77,664,000 | 78,749,000 | 81,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,055,000 | 16,350,000 | 25,171,000 | 33,578,000 |
| Interest expense | 1,870,000 | 3,794,000 | 5,678,000 | 7,628,000 |
| Net interest income | 6,185,000 | 12,556,000 | 19,493,000 | 25,950,000 |
| Noninterest income | 1,044,000 | 2,239,000 | 3,316,000 | 4,142,000 |
| Noninterest expense | 4,802,000 | 9,728,000 | 14,653,000 | 19,809,000 |
| Provision for loan losses | 13,000 | 41,000 | 74,000 | 174,000 |
| Pretax income | 2,414,000 | 5,005,000 | 8,061,000 | 10,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,414,000 | 5,005,000 | 8,061,000 | 10,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,773,000 | 79,064,000 | 80,620,000 | 82,147,000 |
| Total capital | 88,630,000 | 87,066,000 | 88,337,000 | 89,660,000 |
| Risk-weighted assets | 628,335,000 | 640,211,000 | 617,286,000 | 600,795,000 |
Machine access — free, no API key
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