Call report 2015Q4
FOCUS BANK — 2015Q4
The 22 measures FOCUS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 722,830,000 | USD | evidence → |
| Total loans | 611,244,000 | USD | evidence → |
| Allowance for loan losses | 8,073,000 | USD | evidence → |
| Securities available for sale | 47,251,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 554,779,000 | USD | evidence → |
| Interest-bearing deposits | 472,541,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,238,000 | USD | evidence → |
| Equity capital | 74,279,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,335,000 | USD | evidence → |
| Interest expense | 6,198,000 | USD | evidence → |
| Net interest income | 23,137,000 | USD | evidence → |
| Noninterest income | 4,226,000 | USD | evidence → |
| Noninterest expense | 18,835,000 | USD | evidence → |
| Provision for loan losses | 1,127,000 | USD | evidence → |
| Pretax income | 7,477,000 | USD | evidence → |
| Income tax | -454,000 | USD | evidence → |
| Net income | 7,931,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,051,000 | USD | evidence → |
| Total capital | 80,494,000 | USD | evidence → |
| Risk-weighted assets | 594,775,000 | USD | evidence → |