Call reports 2009
FOCUS BANK — 2009
What FOCUS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 578,040,000 | 571,529,000 | 577,849,000 | 607,507,000 |
| Total loans | 457,880,000 | 472,597,000 | 481,500,000 | 479,467,000 |
| Allowance for loan losses | 4,933,000 | 4,979,000 | 5,060,000 | 7,129,000 |
| Securities available for sale | 58,419,000 | 48,530,000 | 55,311,000 | 56,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,496,000 | 432,068,000 | 433,949,000 | 468,340,000 |
| Interest-bearing deposits | 399,406,000 | 395,285,000 | 399,364,000 | 424,375,000 |
| Noninterest-bearing deposits | 40,090,000 | 36,783,000 | 34,585,000 | 43,965,000 |
| Equity capital | 54,310,000 | 54,504,000 | 55,904,000 | 55,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,748,000 | 15,638,000 | 23,718,000 | 31,792,000 |
| Interest expense | 3,803,000 | 7,401,000 | 10,802,000 | 14,055,000 |
| Net interest income | 3,945,000 | 8,237,000 | 12,916,000 | 17,737,000 |
| Noninterest income | 841,000 | 1,804,000 | 2,830,000 | 3,822,000 |
| Noninterest expense | 3,506,000 | 7,389,000 | 11,006,000 | 14,350,000 |
| Provision for loan losses | 454,000 | 614,000 | 988,000 | 3,487,000 |
| Pretax income | 874,000 | 2,096,000 | 3,811,000 | 3,815,000 |
| Income tax | 255,000 | 648,000 | 1,231,000 | 1,101,000 |
| Net income | 619,000 | 1,448,000 | 2,580,000 | 2,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,238,000 | 54,767,000 | 55,500,000 | 55,334,000 |
| Total capital | 59,171,000 | 59,746,000 | 60,560,000 | 60,984,000 |
| Risk-weighted assets | 429,433,000 | 438,615,000 | 448,797,000 | 450,491,000 |
Machine access — free, no API key
Every figure shown here about FOCUS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.