Call report 2005Q4
FOCUS BANK — 2005Q4
The 22 measures FOCUS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 386,403,000 | USD | evidence → |
| Total loans | 306,717,000 | USD | evidence → |
| Allowance for loan losses | 3,044,000 | USD | evidence → |
| Securities available for sale | 49,626,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 271,107,000 | USD | evidence → |
| Interest-bearing deposits | 235,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,610,000 | USD | evidence → |
| Equity capital | 30,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,045,000 | USD | evidence → |
| Interest expense | 8,500,000 | USD | evidence → |
| Net interest income | 12,545,000 | USD | evidence → |
| Noninterest income | 2,741,000 | USD | evidence → |
| Noninterest expense | 9,846,000 | USD | evidence → |
| Provision for loan losses | 686,000 | USD | evidence → |
| Pretax income | 4,754,000 | USD | evidence → |
| Income tax | 1,501,000 | USD | evidence → |
| Net income | 3,253,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,976,000 | USD | evidence → |
| Total capital | 34,020,000 | USD | evidence → |
| Risk-weighted assets | 293,474,000 | USD | evidence → |