Call report 2003Q4
FOCUS BANK — 2003Q4
The 22 measures FOCUS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,334,000 | USD | evidence → |
| Total loans | 112,494,000 | USD | evidence → |
| Allowance for loan losses | 1,353,000 | USD | evidence → |
| Securities available for sale | 21,592,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,209,000 | USD | evidence → |
| Interest-bearing deposits | 105,856,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,353,000 | USD | evidence → |
| Equity capital | 10,717,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,201,000 | USD | evidence → |
| Interest expense | 2,135,000 | USD | evidence → |
| Net interest income | 5,066,000 | USD | evidence → |
| Noninterest income | 1,164,000 | USD | evidence → |
| Noninterest expense | 3,766,000 | USD | evidence → |
| Provision for loan losses | 345,000 | USD | evidence → |
| Pretax income | 2,216,000 | USD | evidence → |
| Income tax | 732,000 | USD | evidence → |
| Net income | 1,484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,845,000 | USD | evidence → |
| Total capital | 12,198,000 | USD | evidence → |
| Risk-weighted assets | 114,060,000 | USD | evidence → |