Call reports 2021
ROCKY MOUNTAIN BANK — 2021
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 429,158,000 | 420,534,000 | 449,592,000 |
| Total loans | 274,939,000 | 267,874,000 | 266,412,000 |
| Allowance for loan losses | 5,561,000 | 5,426,000 | 5,328,000 |
| Securities available for sale | 13,549,000 | 13,070,000 | 14,377,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 384,600,000 | 374,595,000 | 403,094,000 |
| Interest-bearing deposits | 339,426,000 | 324,544,000 | 355,078,000 |
| Noninterest-bearing deposits | 45,174,000 | 50,051,000 | 48,017,000 |
| Equity capital | 42,005,000 | 43,144,000 | 43,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 3,311,000 | 6,529,000 | 9,844,000 |
| Interest expense | 210,000 | 394,000 | 573,000 |
| Net interest income | 3,101,000 | 6,135,000 | 9,271,000 |
| Noninterest income | 703,000 | 1,246,000 | 1,675,000 |
| Noninterest expense | 2,014,000 | 4,152,000 | 6,390,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,790,000 | 3,229,000 | 4,556,000 |
| Income tax | 411,000 | 716,000 | 998,000 |
| Net income | 1,379,000 | 2,513,000 | 3,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 39,763,000 | 40,914,000 | 41,725,000 |
| Total capital | 43,033,000 | 44,258,000 | 45,121,000 |
| Risk-weighted assets | 259,298,000 | 265,422,000 | 269,732,000 |