Call reports 2012
ROCKY MOUNTAIN BANK — 2012
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 231,680,000 | 226,003,000 | 210,064,000 | 204,309,000 |
| Total loans | 127,587,000 | 125,376,000 | 121,839,000 | 129,777,000 |
| Allowance for loan losses | 1,791,000 | 2,147,000 | 1,885,000 | 1,990,000 |
| Securities available for sale | 15,501,000 | 11,275,000 | 10,017,000 | 11,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,237,000 | 168,316,000 | 152,686,000 | 147,092,000 |
| Interest-bearing deposits | 122,533,000 | 113,289,000 | 99,014,000 | 97,274,000 |
| Noninterest-bearing deposits | 50,704,000 | 55,027,000 | 53,672,000 | 49,818,000 |
| Equity capital | 19,969,000 | 19,544,000 | 19,566,000 | 19,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 2,576,000 | 4,166,000 | 5,781,000 |
| Interest expense | 199,000 | 649,000 | 1,039,000 | 1,401,000 |
| Net interest income | 511,000 | 1,927,000 | 3,127,000 | 4,380,000 |
| Noninterest income | 43,000 | 209,000 | 305,000 | 402,000 |
| Noninterest expense | 677,000 | 2,327,000 | 3,881,000 | 5,505,000 |
| Provision for loan losses | 1,790,000 | 2,145,000 | 2,370,000 | 2,472,000 |
| Pretax income | -1,913,000 | -2,336,000 | -2,819,000 | -3,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,913,000 | -2,336,000 | -2,819,000 | -3,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,686,000 | 16,313,000 | 16,016,000 | 16,287,000 |
| Total capital | 18,351,000 | 17,936,000 | 17,577,000 | 17,908,000 |
| Risk-weighted assets | 133,104,000 | 129,329,000 | 124,545,000 | 129,340,000 |