Call reports 2011
ROCKY MOUNTAIN BANK — 2011
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 257,240,000 | 247,610,000 | 237,554,000 | 222,215,000 |
| Total loans | 174,129,000 | 166,967,000 | 159,607,000 | 150,406,000 |
| Allowance for loan losses | 10,456,000 | 10,600,000 | 10,496,000 | 9,495,000 |
| Securities available for sale | 11,875,000 | 15,887,000 | 16,578,000 | 16,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,699,000 | 202,030,000 | 193,700,000 | 180,563,000 |
| Interest-bearing deposits | 179,124,000 | 168,606,000 | 158,798,000 | 145,028,000 |
| Noninterest-bearing deposits | 27,575,000 | 33,424,000 | 34,901,000 | 35,535,000 |
| Equity capital | 14,094,000 | 9,927,000 | 8,382,000 | 6,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,513,000 | 6,635,000 | 8,666,000 |
| Interest expense | 1,064,000 | 2,006,000 | 2,868,000 | 3,546,000 |
| Net interest income | 1,275,000 | 2,507,000 | 3,767,000 | 5,120,000 |
| Noninterest income | -9,000 | -213,000 | -404,000 | -530,000 |
| Noninterest expense | 2,590,000 | 5,324,000 | 7,592,000 | 10,423,000 |
| Provision for loan losses | 527,000 | 3,012,000 | 3,012,000 | 3,512,000 |
| Pretax income | -1,851,000 | -6,042,000 | -7,241,000 | -9,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,851,000 | -6,042,000 | -7,241,000 | -9,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,945,000 | 9,782,000 | 8,281,000 | 6,204,000 |
| Total capital | 16,432,000 | 12,123,000 | 10,494,000 | 8,261,000 |
| Risk-weighted assets | 191,001,000 | 179,001,000 | 168,758,000 | 157,121,000 |