Call reports 2007
ROCKY MOUNTAIN BANK — 2007
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 228,646,000 | 230,233,000 | 260,931,000 | 296,631,000 |
| Total loans | 146,129,000 | 162,547,000 | 172,102,000 | 199,144,000 |
| Allowance for loan losses | 1,158,000 | 1,245,000 | 1,345,000 | 1,494,000 |
| Securities available for sale | 14,288,000 | 18,059,000 | 13,116,000 | 13,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,593,000 | 201,787,000 | 205,934,000 | 227,369,000 |
| Interest-bearing deposits | 174,860,000 | 173,093,000 | 179,368,000 | 193,719,000 |
| Noninterest-bearing deposits | 26,733,000 | 28,694,000 | 26,566,000 | 33,650,000 |
| Equity capital | 25,701,000 | 27,037,000 | 28,566,000 | 33,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 8,232,000 | 12,789,000 | 17,897,000 |
| Interest expense | 1,860,000 | 3,850,000 | 5,793,000 | 8,088,000 |
| Net interest income | 2,151,000 | 4,382,000 | 6,996,000 | 9,809,000 |
| Noninterest income | 232,000 | 607,000 | 982,000 | 1,330,000 |
| Noninterest expense | 1,008,000 | 2,201,000 | 3,575,000 | 5,094,000 |
| Provision for loan losses | 411,000 | 496,000 | 602,000 | 827,000 |
| Pretax income | 964,000 | 2,292,000 | 3,801,000 | 5,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 964,000 | 2,292,000 | 3,801,000 | 5,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,087,000 | 23,442,000 | 24,979,000 | 30,279,000 |
| Total capital | 23,245,000 | 24,687,000 | 26,324,000 | 31,773,000 |
| Risk-weighted assets | 160,722,000 | 176,007,000 | 192,825,000 | 221,024,000 |