Call reports 2001
ROCKY MOUNTAIN BANK — 2001
What ROCKY MOUNTAIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,017,000 | 46,609,000 | 45,557,000 | 47,812,000 |
| Total loans | 29,537,000 | 29,623,000 | 28,698,000 | 30,226,000 |
| Allowance for loan losses | 280,000 | 289,000 | 289,000 | 284,000 |
| Securities available for sale | 12,920,000 | 13,483,000 | 10,953,000 | 11,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,676,000 | 40,161,000 | 38,997,000 | 41,332,000 |
| Interest-bearing deposits | 32,463,000 | 32,289,000 | 31,371,000 | 32,640,000 |
| Noninterest-bearing deposits | 7,213,000 | 7,872,000 | 7,626,000 | 8,692,000 |
| Equity capital | 5,802,000 | 5,899,000 | 6,325,000 | 6,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,858,000 | 2,797,000 | 3,757,000 |
| Interest expense | 342,000 | 689,000 | 1,008,000 | 1,300,000 |
| Net interest income | 567,000 | 1,169,000 | 1,789,000 | 2,457,000 |
| Noninterest income | 35,000 | 63,000 | 98,000 | 132,000 |
| Noninterest expense | 294,000 | 573,000 | 842,000 | 1,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 308,000 | 659,000 | 1,045,000 | 1,423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 659,000 | 1,045,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,652,000 | 5,714,000 | 6,100,000 | 6,188,000 |
| Total capital | 5,932,000 | 6,003,000 | 6,389,000 | 6,472,000 |
| Risk-weighted assets | 27,918,000 | 38,594,000 | 27,351,000 | 29,682,000 |