Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 200,204,000 | 198,666,000 |
| Total loans | 147,352,000 | 145,380,000 |
| Allowance for loan losses | 1,913,000 | 1,933,000 |
| Securities available for sale | 23,096,000 | 22,279,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 168,379,000 | 166,793,000 |
| Interest-bearing deposits | 126,027,000 | 122,764,000 |
| Noninterest-bearing deposits | 42,352,000 | 44,029,000 |
| Equity capital | 29,467,000 | 30,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 3,408,000 | 6,988,000 |
| Interest expense | 1,180,000 | 2,419,000 |
| Net interest income | 2,228,000 | 4,569,000 |
| Noninterest income | 346,000 | 688,000 |
| Noninterest expense | 1,362,000 | 2,704,000 |
| Provision for loan losses | 90,000 | 181,000 |
| Pretax income | 1,122,000 | 2,372,000 |
| Income tax | 393,000 | 818,000 |
| Net income | 729,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 15,586,000 | 16,563,000 |
| Total capital | 17,434,000 | 18,417,000 |
| Risk-weighted assets | 147,746,000 | 148,221,000 |