Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 187,824,000 | 187,861,000 | 189,565,000 | 187,602,000 |
| Total loans | 125,729,000 | 130,506,000 | 128,923,000 | 138,109,000 |
| Allowance for loan losses | 1,628,000 | 1,711,000 | 1,769,000 | 1,820,000 |
| Securities available for sale | 25,468,000 | 24,546,000 | 24,453,000 | 24,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,742,000 | 158,184,000 | 158,442,000 | 155,696,000 |
| Interest-bearing deposits | 118,526,000 | 116,939,000 | 118,247,000 | 117,609,000 |
| Noninterest-bearing deposits | 40,216,000 | 41,245,000 | 40,195,000 | 38,087,000 |
| Equity capital | 27,743,000 | 28,209,000 | 29,151,000 | 29,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,215,000 | 5,317,000 | 8,488,000 | 11,831,000 |
| Interest expense | 609,000 | 1,540,000 | 2,606,000 | 3,754,000 |
| Net interest income | 1,606,000 | 3,777,000 | 5,882,000 | 8,077,000 |
| Noninterest income | 250,000 | 593,000 | 875,000 | 1,276,000 |
| Noninterest expense | 1,060,000 | 2,393,000 | 3,779,000 | 5,219,000 |
| Provision for loan losses | 67,000 | 157,000 | 217,000 | 277,000 |
| Pretax income | 729,000 | 1,820,000 | 2,761,000 | 3,857,000 |
| Income tax | 242,000 | 622,000 | 945,000 | 1,303,000 |
| Net income | 487,000 | 1,198,000 | 1,816,000 | 2,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,598,000 | 14,422,000 | 15,153,000 | 16,004,000 |
| Total capital | 15,204,000 | 16,069,000 | 16,781,000 | 17,717,000 |
| Risk-weighted assets | 128,468,000 | 131,698,000 | 130,071,000 | 136,962,000 |