Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 145,418,000 | 145,573,000 | 151,379,000 | 150,496,000 |
| Total loans | 100,117,000 | 102,199,000 | 107,132,000 | 106,299,000 |
| Allowance for loan losses | 825,000 | 1,066,000 | 879,000 | 1,005,000 |
| Securities available for sale | 16,570,000 | 16,040,000 | 16,496,000 | 20,894,000 |
| Securities held to maturity | 3,989,000 | 3,987,000 | 3,986,000 | 4,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,256,000 | 128,038,000 | 133,392,000 | 132,029,000 |
| Interest-bearing deposits | 99,837,000 | 99,703,000 | 102,734,000 | 101,696,000 |
| Noninterest-bearing deposits | 28,419,000 | 28,335,000 | 30,658,000 | 30,333,000 |
| Equity capital | 15,921,000 | 16,409,000 | 16,822,000 | 16,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,714,000 | 7,088,000 | 9,401,000 |
| Interest expense | 784,000 | 1,479,000 | 2,154,000 | 2,787,000 |
| Net interest income | 1,582,000 | 3,235,000 | 4,934,000 | 6,614,000 |
| Noninterest income | 246,000 | 512,000 | 754,000 | 1,016,000 |
| Noninterest expense | 1,203,000 | 2,424,000 | 3,656,000 | 4,965,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 500,000 |
| Pretax income | 475,000 | 1,023,000 | 1,682,000 | 2,165,000 |
| Income tax | 177,000 | 350,000 | 566,000 | 716,000 |
| Net income | 298,000 | 673,000 | 1,116,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,407,000 | 12,793,000 | 13,217,000 | 13,429,000 |
| Total capital | 13,232,000 | 13,859,000 | 14,096,000 | 14,434,000 |
| Risk-weighted assets | 100,938,000 | 102,885,000 | 106,706,000 | 105,528,000 |