Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,857,000 | 151,445,000 | 148,085,000 | 146,350,000 |
| Total loans | 105,484,000 | 106,487,000 | 106,670,000 | 103,753,000 |
| Allowance for loan losses | 1,188,000 | 1,115,000 | 873,000 | 931,000 |
| Securities available for sale | 21,265,000 | 20,513,000 | 18,870,000 | 17,411,000 |
| Securities held to maturity | 3,191,000 | 3,395,000 | 3,294,000 | 3,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,569,000 | 134,271,000 | 130,318,000 | 127,932,000 |
| Interest-bearing deposits | 113,625,000 | 106,217,000 | 102,213,000 | 99,008,000 |
| Noninterest-bearing deposits | 26,944,000 | 28,054,000 | 28,105,000 | 28,924,000 |
| Equity capital | 15,717,000 | 15,540,000 | 16,014,000 | 15,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,159,000 | 8,961,000 | 11,608,000 |
| Interest expense | 1,447,000 | 2,848,000 | 4,091,000 | 5,106,000 |
| Net interest income | 1,703,000 | 3,311,000 | 4,870,000 | 6,502,000 |
| Noninterest income | 264,000 | 508,000 | 757,000 | 981,000 |
| Noninterest expense | 1,265,000 | 2,496,000 | 3,723,000 | 4,990,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 702,000 | 1,323,000 | 1,904,000 | 2,093,000 |
| Income tax | 238,000 | 437,000 | 627,000 | 650,000 |
| Net income | 464,000 | 886,000 | 1,277,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,832,000 | 11,725,000 | 12,122,000 | 12,103,000 |
| Total capital | 13,020,000 | 12,840,000 | 12,995,000 | 13,034,000 |
| Risk-weighted assets | 106,001,000 | 104,733,000 | 104,791,000 | 103,170,000 |