Call reports 2016
TALLAHATCHIE COUNTY BANK — 2016
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,166,000 | 60,318,000 | 57,293,000 | 57,732,000 |
| Total loans | 17,484,000 | 18,326,000 | 19,549,000 | 18,708,000 |
| Allowance for loan losses | 409,000 | 337,000 | 307,000 | 318,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,271,000 | 23,582,000 | 23,214,000 | 23,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,210,000 | 54,334,000 | 51,258,000 | 51,745,000 |
| Interest-bearing deposits | 40,572,000 | 38,362,000 | 36,325,000 | 35,595,000 |
| Noninterest-bearing deposits | 15,638,000 | 15,972,000 | 14,933,000 | 16,150,000 |
| Equity capital | 5,889,000 | 5,933,000 | 5,956,000 | 5,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 769,000 | 1,157,000 | 1,547,000 |
| Interest expense | 20,000 | 40,000 | 59,000 | 79,000 |
| Net interest income | 365,000 | 729,000 | 1,098,000 | 1,468,000 |
| Noninterest income | 49,000 | 90,000 | 137,000 | 182,000 |
| Noninterest expense | 360,000 | 710,000 | 1,062,000 | 1,420,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 39,000 | 96,000 | 145,000 | 187,000 |
| Income tax | -16,000 | -3,000 | -37,000 | -46,000 |
| Net income | 55,000 | 99,000 | 182,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,889,000 | 5,933,000 | 5,890,000 | 5,899,000 |
| Total capital | 6,252,000 | 6,270,000 | 6,197,000 | 6,217,000 |
| Risk-weighted assets | 28,955,000 | 29,400,000 | 29,863,000 | 29,330,000 |