Call reports 2015
TALLAHATCHIE COUNTY BANK — 2015
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,754,000 | 61,866,000 | 58,471,000 | 59,763,000 |
| Total loans | 17,754,000 | 17,698,000 | 18,568,000 | 18,278,000 |
| Allowance for loan losses | 407,000 | 425,000 | 421,000 | 423,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,023,000 | 22,572,000 | 22,364,000 | 22,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,905,000 | 55,921,000 | 52,518,000 | 53,888,000 |
| Interest-bearing deposits | 39,953,000 | 39,971,000 | 37,092,000 | 37,008,000 |
| Noninterest-bearing deposits | 17,952,000 | 15,950,000 | 15,426,000 | 16,880,000 |
| Equity capital | 5,805,000 | 5,878,000 | 5,871,000 | 5,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 771,000 | 1,155,000 | 1,542,000 |
| Interest expense | 20,000 | 42,000 | 62,000 | 82,000 |
| Net interest income | 373,000 | 729,000 | 1,093,000 | 1,460,000 |
| Noninterest income | 46,000 | 90,000 | 137,000 | 180,000 |
| Noninterest expense | 331,000 | 658,000 | 1,005,000 | 1,372,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 73,000 | 131,000 | 180,000 | 208,000 |
| Income tax | -7,000 | -22,000 | -26,000 | -21,000 |
| Net income | 80,000 | 153,000 | 206,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,805,000 | 5,878,000 | 5,871,000 | 5,834,000 |
| Total capital | 6,167,000 | 6,240,000 | 6,234,000 | 6,197,000 |
| Risk-weighted assets | 28,982,000 | 28,898,000 | 28,955,000 | 28,957,000 |