Call reports 2014
TALLAHATCHIE COUNTY BANK — 2014
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,035,000 | 59,324,000 | 57,501,000 | 61,035,000 |
| Total loans | 19,597,000 | 20,073,000 | 20,328,000 | 19,874,000 |
| Allowance for loan losses | 449,000 | 430,000 | 414,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,099,000 | 21,009,000 | 21,801,000 | 21,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,327,000 | 53,594,000 | 51,690,000 | 55,288,000 |
| Interest-bearing deposits | 38,604,000 | 38,092,000 | 35,888,000 | 37,678,000 |
| Noninterest-bearing deposits | 16,723,000 | 15,502,000 | 15,802,000 | 17,610,000 |
| Equity capital | 5,592,000 | 5,671,000 | 5,729,000 | 5,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 822,000 | 1,244,000 | 1,663,000 |
| Interest expense | 30,000 | 53,000 | 75,000 | 96,000 |
| Net interest income | 379,000 | 769,000 | 1,169,000 | 1,567,000 |
| Noninterest income | 51,000 | 101,000 | 152,000 | 203,000 |
| Noninterest expense | 331,000 | 660,000 | 976,000 | 1,358,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 84,000 | 180,000 | 300,000 | 352,000 |
| Income tax | -1,000 | 16,000 | 18,000 | 14,000 |
| Net income | 85,000 | 164,000 | 282,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,554,000 | 5,668,000 | 5,729,000 | 5,725,000 |
| Total capital | 5,921,000 | 6,036,000 | 6,100,000 | 6,100,000 |
| Risk-weighted assets | 29,289,000 | 29,402,000 | 29,618,000 | 29,986,000 |