Call reports 2013
TALLAHATCHIE COUNTY BANK — 2013
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 61,086,000 | 62,566,000 | 59,922,000 | 58,234,000 |
| Total loans | 21,283,000 | 21,817,000 | 21,521,000 | 21,290,000 |
| Allowance for loan losses | 457,000 | 468,000 | 478,000 | 459,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,718,000 | 20,149,000 | 20,334,000 | 20,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,731,000 | 57,042,000 | 54,280,000 | 52,651,000 |
| Interest-bearing deposits | 36,974,000 | 38,588,000 | 35,253,000 | 33,879,000 |
| Noninterest-bearing deposits | 18,757,000 | 18,454,000 | 19,027,000 | 18,772,000 |
| Equity capital | 5,312,000 | 5,445,000 | 5,496,000 | 5,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 869,000 | 1,309,000 | 1,737,000 |
| Interest expense | 36,000 | 70,000 | 103,000 | 133,000 |
| Net interest income | 393,000 | 799,000 | 1,206,000 | 1,604,000 |
| Noninterest income | 53,000 | 128,000 | 180,000 | 231,000 |
| Noninterest expense | 319,000 | 630,000 | 948,000 | 1,314,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 113,000 | 268,000 | 394,000 | 462,000 |
| Income tax | 11,000 | 33,000 | 47,000 | 45,000 |
| Net income | 102,000 | 235,000 | 347,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,278,000 | 5,418,000 | 5,473,000 | 5,490,000 |
| Total capital | 5,650,000 | 5,805,000 | 5,856,000 | 5,866,000 |
| Risk-weighted assets | 29,707,000 | 30,881,000 | 30,510,000 | 30,009,000 |