Call reports 2012
TALLAHATCHIE COUNTY BANK — 2012
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,523,000 | 62,326,000 | 69,142,000 | 56,670,000 |
| Total loans | 23,525,000 | 23,277,000 | 22,432,000 | 22,136,000 |
| Allowance for loan losses | 345,000 | 292,000 | 375,000 | 449,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,651,000 | 18,409,000 | 19,833,000 | 19,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,307,000 | 56,942,000 | 63,782,000 | 51,431,000 |
| Interest-bearing deposits | 37,706,000 | 34,852,000 | 33,277,000 | 31,466,000 |
| Noninterest-bearing deposits | 21,601,000 | 22,090,000 | 30,505,000 | 19,965,000 |
| Equity capital | 5,134,000 | 5,249,000 | 5,247,000 | 5,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 952,000 | 1,437,000 | 1,901,000 |
| Interest expense | 66,000 | 125,000 | 177,000 | 218,000 |
| Net interest income | 402,000 | 827,000 | 1,260,000 | 1,683,000 |
| Noninterest income | 59,000 | 111,000 | 163,000 | 212,000 |
| Noninterest expense | 328,000 | 648,000 | 990,000 | 1,368,000 |
| Provision for loan losses | 15,000 | 30,000 | 113,000 | 210,000 |
| Pretax income | 118,000 | 260,000 | 320,000 | 317,000 |
| Income tax | 22,000 | 49,000 | 51,000 | 25,000 |
| Net income | 96,000 | 211,000 | 269,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,134,000 | 5,249,000 | 5,247,000 | 5,206,000 |
| Total capital | 5,479,000 | 5,541,000 | 5,622,000 | 5,574,000 |
| Risk-weighted assets | 31,157,000 | 31,035,000 | 32,184,000 | 29,365,000 |