Call reports 2011
TALLAHATCHIE COUNTY BANK — 2011
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,941,000 | 56,936,000 | 58,941,000 | 62,682,000 |
| Total loans | 23,174,000 | 24,416,000 | 23,627,000 | 23,560,000 |
| Allowance for loan losses | 428,000 | 408,000 | 394,000 | 402,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,756,000 | 17,603,000 | 16,470,000 | 16,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,006,000 | 51,880,000 | 53,827,000 | 57,524,000 |
| Interest-bearing deposits | 35,417,000 | 33,639,000 | 34,142,000 | 33,442,000 |
| Noninterest-bearing deposits | 14,589,000 | 18,241,000 | 19,685,000 | 24,082,000 |
| Equity capital | 4,841,000 | 4,925,000 | 4,992,000 | 5,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 943,000 | 1,445,000 | 1,928,000 |
| Interest expense | 90,000 | 179,000 | 266,000 | 349,000 |
| Net interest income | 368,000 | 764,000 | 1,179,000 | 1,579,000 |
| Noninterest income | 58,000 | 112,000 | 173,000 | 231,000 |
| Noninterest expense | 300,000 | 628,000 | 927,000 | 1,248,000 |
| Provision for loan losses | 115,000 | 130,000 | 145,000 | 160,000 |
| Pretax income | 11,000 | 118,000 | 280,000 | 402,000 |
| Income tax | -25,000 | -2,000 | 33,000 | 49,000 |
| Net income | 36,000 | 120,000 | 247,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,795,000 | 4,903,000 | 4,979,000 | 5,017,000 |
| Total capital | 5,153,000 | 5,280,000 | 5,355,000 | 5,401,000 |
| Risk-weighted assets | 28,578,000 | 30,136,000 | 30,079,000 | 30,680,000 |