Call reports 2010
TALLAHATCHIE COUNTY BANK — 2010
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,575,000 | 49,368,000 | 52,816,000 | 50,897,000 |
| Total loans | 22,637,000 | 23,509,000 | 23,068,000 | 23,957,000 |
| Allowance for loan losses | 424,000 | 373,000 | 343,000 | 343,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,838,000 | 10,071,000 | 10,687,000 | 13,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,816,000 | 44,460,000 | 47,875,000 | 45,929,000 |
| Interest-bearing deposits | 33,280,000 | 31,175,000 | 32,925,000 | 31,454,000 |
| Noninterest-bearing deposits | 11,536,000 | 13,285,000 | 14,950,000 | 14,475,000 |
| Equity capital | 4,652,000 | 4,741,000 | 4,779,000 | 4,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 938,000 | 1,406,000 | 1,870,000 |
| Interest expense | 110,000 | 215,000 | 315,000 | 411,000 |
| Net interest income | 350,000 | 723,000 | 1,091,000 | 1,459,000 |
| Noninterest income | 60,000 | 116,000 | 179,000 | 234,000 |
| Noninterest expense | 271,000 | 573,000 | 861,000 | 1,170,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 124,000 | 236,000 | 364,000 | 463,000 |
| Income tax | 24,000 | 46,000 | 77,000 | 90,000 |
| Net income | 100,000 | 190,000 | 287,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,620,000 | 4,714,000 | 4,779,000 | 4,785,000 |
| Total capital | 4,946,000 | 5,048,000 | 5,122,000 | 5,128,000 |
| Risk-weighted assets | 26,015,000 | 26,667,000 | 27,700,000 | 28,467,000 |