Call reports 2008
TALLAHATCHIE COUNTY BANK — 2008
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,051,000 | 39,634,000 | 45,387,000 | 45,856,000 |
| Total loans | 18,927,000 | 19,212,000 | 20,090,000 | 19,142,000 |
| Allowance for loan losses | 383,000 | 390,000 | 394,000 | 402,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,229,000 | 12,995,000 | 13,073,000 | 13,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,519,000 | 35,029,000 | 40,733,000 | 41,285,000 |
| Interest-bearing deposits | 28,254,000 | 25,673,000 | 28,316,000 | 24,940,000 |
| Noninterest-bearing deposits | 9,265,000 | 9,356,000 | 12,417,000 | 16,345,000 |
| Equity capital | 4,298,000 | 4,381,000 | 4,408,000 | 4,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,039,000 | 1,545,000 | 2,026,000 |
| Interest expense | 206,000 | 416,000 | 602,000 | 777,000 |
| Net interest income | 317,000 | 623,000 | 943,000 | 1,249,000 |
| Noninterest income | 50,000 | 97,000 | 139,000 | 183,000 |
| Noninterest expense | 266,000 | 523,000 | 849,000 | 1,077,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 86,000 | 167,000 | 188,000 | 295,000 |
| Income tax | 18,000 | 16,000 | 11,000 | 31,000 |
| Net income | 68,000 | 151,000 | 177,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,298,000 | 4,381,000 | 4,408,000 | 4,374,000 |
| Total capital | 4,580,000 | 4,660,000 | 4,708,000 | 4,664,000 |
| Risk-weighted assets | 22,483,000 | 22,186,000 | 23,914,000 | 23,117,000 |