Call reports 2007
TALLAHATCHIE COUNTY BANK — 2007
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,752,000 | 35,887,000 | 41,201,000 | 39,825,000 |
| Total loans | 18,022,000 | 18,788,000 | 18,410,000 | 19,403,000 |
| Allowance for loan losses | 449,000 | 446,000 | 432,000 | 388,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,499,000 | 12,200,000 | 12,046,000 | 12,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,266,000 | 31,350,000 | 36,559,000 | 35,363,000 |
| Interest-bearing deposits | 22,967,000 | 22,247,000 | 27,023,000 | 19,894,000 |
| Noninterest-bearing deposits | 9,299,000 | 9,103,000 | 9,536,000 | 15,469,000 |
| Equity capital | 4,223,000 | 4,293,000 | 4,305,000 | 4,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,027,000 | 1,563,000 | 2,150,000 |
| Interest expense | 183,000 | 374,000 | 581,000 | 805,000 |
| Net interest income | 331,000 | 653,000 | 982,000 | 1,345,000 |
| Noninterest income | 51,000 | 98,000 | 146,000 | 194,000 |
| Noninterest expense | 263,000 | 531,000 | 800,000 | 1,232,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 104,000 | 190,000 | 283,000 | 247,000 |
| Income tax | 24,000 | 40,000 | 61,000 | 39,000 |
| Net income | 80,000 | 150,000 | 222,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,223,000 | 4,293,000 | 4,305,000 | 4,230,000 |
| Total capital | 4,491,000 | 4,563,000 | 4,583,000 | 4,514,000 |
| Risk-weighted assets | 21,293,000 | 21,450,000 | 22,099,000 | 22,626,000 |