Call reports 2006
TALLAHATCHIE COUNTY BANK — 2006
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,546,000 | 34,482,000 | 34,877,000 | 36,006,000 |
| Total loans | 16,434,000 | 17,734,000 | 17,788,000 | 18,342,000 |
| Allowance for loan losses | 325,000 | 341,000 | 368,000 | 406,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,162,000 | 12,597,000 | 12,375,000 | 12,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,335,000 | 30,149,000 | 30,410,000 | 31,588,000 |
| Interest-bearing deposits | 21,802,000 | 21,430,000 | 22,090,000 | 21,455,000 |
| Noninterest-bearing deposits | 9,533,000 | 8,718,000 | 8,320,000 | 10,133,000 |
| Equity capital | 4,054,000 | 4,136,000 | 4,137,000 | 4,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 911,000 | 1,403,000 | 1,905,000 |
| Interest expense | 109,000 | 231,000 | 378,000 | 550,000 |
| Net interest income | 346,000 | 680,000 | 1,025,000 | 1,355,000 |
| Noninterest income | 56,000 | 111,000 | 166,000 | 216,000 |
| Noninterest expense | 284,000 | 542,000 | 803,000 | 1,077,000 |
| Provision for loan losses | 15,000 | 30,000 | 93,000 | 123,000 |
| Pretax income | 103,000 | 219,000 | 295,000 | 371,000 |
| Income tax | 20,000 | 53,000 | 69,000 | 79,000 |
| Net income | 83,000 | 166,000 | 226,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,054,000 | 4,136,000 | 4,137,000 | 4,142,000 |
| Total capital | 4,302,000 | 4,393,000 | 4,396,000 | 4,410,000 |
| Risk-weighted assets | 19,740,000 | 20,454,000 | 20,602,000 | 21,311,000 |