Call reports 2005
TALLAHATCHIE COUNTY BANK — 2005
What TALLAHATCHIE COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,574,000 | 36,688,000 | 36,138,000 | 35,790,000 |
| Total loans | 14,596,000 | 16,538,000 | 17,403,000 | 16,624,000 |
| Allowance for loan losses | 311,000 | 337,000 | 261,000 | 275,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,984,000 | 12,057,000 | 12,250,000 | 12,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,583,000 | 32,589,000 | 32,035,000 | 31,668,000 |
| Interest-bearing deposits | 22,648,000 | 23,543,000 | 22,271,000 | 21,775,000 |
| Noninterest-bearing deposits | 8,935,000 | 9,047,000 | 9,765,000 | 9,893,000 |
| Equity capital | 3,860,000 | 3,939,000 | 3,929,000 | 3,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 816,000 | 1,253,000 | 1,711,000 |
| Interest expense | 77,000 | 164,000 | 254,000 | 348,000 |
| Net interest income | 321,000 | 652,000 | 999,000 | 1,363,000 |
| Noninterest income | 51,000 | 103,000 | 158,000 | 212,000 |
| Noninterest expense | 238,000 | 499,000 | 753,000 | 1,026,000 |
| Provision for loan losses | 15,000 | 30,000 | 132,000 | 147,000 |
| Pretax income | 121,000 | 228,000 | 274,000 | 404,000 |
| Income tax | 13,000 | 41,000 | 37,000 | 65,000 |
| Net income | 108,000 | 187,000 | 237,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,860,000 | 3,939,000 | 3,929,000 | 3,971,000 |
| Total capital | 4,091,000 | 4,191,000 | 4,190,000 | 4,222,000 |
| Risk-weighted assets | 18,409,000 | 20,111,000 | 20,946,000 | 20,073,000 |